About Summit Capital Direct

Summit Capital Direct is a loan comparison service. You tell us what you're looking for, and we send your request to a network of lenders who review it and decide whether they want to make you an offer. You compare whatever comes back and pick one, or pick none. That's the whole service.

We are not a lender. We don't make loans, we don't approve or deny anyone, and we never see or touch your money. Every rate, term, and approval decision comes from the lender you end up working with.

Who we are

Summit Capital Direct is a trade name of Sea Sharp LLC, a Connecticut company. We built this service because shopping for a personal loan one lender at a time is slow, repetitive, and stacked against the borrower. Filling out one form and letting lenders compete is simply a better order of operations.

What we care about

Two things, honestly. First, that the people who use this site get matched with lenders who actually fit their situation instead of whoever pays the most for attention. Second, that your information is handled carefully. We verify what you submit, we send it only to lenders matching your request, and we spell out exactly how the business works on our how we make money page.

Questions? Email us at offers@summitcapitaldirect.com. A person reads it.