How we make money

Short version: lenders pay us. You don't, ever.

When you submit a request, lenders in our network review it. If one of them wants the chance to make you an offer, they pay us a fee for the introduction. That fee is the entire business. There are no charges to you, no memberships, no premium tiers, nothing deducted from any loan you take.

Does that affect your offers?

No. The fee a lender pays us is separate from the rate and terms they offer you. Lenders set their own pricing based on your credit profile and their own lending criteria. We have no say in it and no visibility into it.

Does it affect which lenders you see?

Only lenders in our network can make offers through us, so you're seeing a subset of the market, not all of it. We think that's a fair trade for the convenience of one form and competing offers, but you should know it. Nothing stops you from also shopping outside our network. We'd actually encourage it for a big loan.

What happens to your information

Your details go to the lenders matching your request so they can evaluate it and contact you. That contact is the point of the service, so expect calls and emails after you submit. We don't sell your information to unrelated marketers, and the specifics are in our privacy policy.